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Description
$1,795 - 3 Bedroom 1 Bathroom House In Saint Paul With Great Amenities
This lovely well-maintained home is in a very quiet and close-knit neighborhood. Walking distance to Como Park, 10 min from downtown St Paul, & 20 min to downtown Mpls/U of M. 9 foot ceilings on main level, 3-season front porch and back porch. New carpet, new high-end gas stove with double oven, new microwave, and fresh paint throughout. First floor bedroom could work great as an office. Great backyard with privacy fence and potential for a veggie garden. Large detached 2-car garage with automatic garage door with plenty of shelving and pegboard on 3 walls for equipment. Right next to a church property with neighbors only on one side. Very responsive landlord.
PLEASE FILL OUT THE FIRST PART OF THE APPLICATION PRIOR TO REQUESTING A SHOWING. THANKS.
Tenant Screening Criteria
Credit Score: Minimum credit score 650+ or at landlords discretion upon review of all supporting documentation.
Monthly Income (before taxes): 3x rental amount
This property has the following pet and smoking policies:
● Pets are NOT allowed
● Smoking is NOT allowed anywhere on the property
Rental History Criteria:
At this property we require that the tenant have zero evictions on record.
The following items can be considered a deniable factor:
● More than 1 late rent payments on record in a 12-month period
● More than 1 noise complaints on record in a 12-month period
● Broken lease agreements with previous landlords
● Inaccuracy or falsification of the rental application
Income Requirement Criteria:
This property requires that the combined tenant’s gross income is a minimum of 3X the rent. If the applicant/s do not meet this standard rent to income criteria, this will result in denial of the rental property. The following items can be considered a deniable factor:
● Lack of proof of income
● Falsification of income
● Cannot meet income requirements
● Final recommendation will also be dependent on income, rental and employment history
Employment History Criteria:
This property requires 9 months of employment with the current employer or in the same line of work.
Possible exceptions to the employment criteria include the following:
● Retired or self-employed applicants will require most recent tax returns or three months of bank statements to verify income
● Military personnel will be required to provide L.E.S. for proof of employment
● Employment requirements will be waived for international students. An I20 will be required for verification
● Final recommendation will also be dependent on income, rental and employment history
Credit History Criteria:
Various factors from the credit report are used as screening criteria including the following:
● This property requires a 650 or above credit score.
● A bankruptcy discharge will result in the requirement of a co-signer or denial of rental property.
● Final recommendation will also be dependent on income, rental and employment history.
Deniable factors include:
● Unpaid rental collection or judgment(s), Unverifiable Social Security Number, Open Bankruptcy
● Judgements and/or liens in excess of $1,000.00
Public Records Criteria:
An eviction and criminal records search will be conducted as part of the screening process. Deniable factors dependent on results.
Cosigner Criteria:
This property requires that the cosigner doesn’t spend more than 20% of their gross monthly incomes on the rent.
The cosigner shouldn’t have any of the following:
● Active Liens, Judgments, Recently Filed Bankruptcies
$1,795 - 3 Bedroom 1 Bathroom House In Saint Paul With Great Amenities
This lovely well-maintained home is in a very quiet and close-knit neighborhood. Walking distance to Como Park, 10 min from downtown St Paul, & 20 min to downtown Mpls/U of M. 9 foot ceilings on main level, 3-season front porch and back porch. New carpet, new high-end gas stove with double oven, new microwave, and fresh paint throughout. First floor bedroom could work great as an office. Great backyard with privacy fence and potential for a veggie garden. Large detached 2-car garage with automatic garage door with plenty of shelving and pegboard on 3 walls for equipment. Right next to a church property with neighbors only on one side. Very responsive landlord.
PLEASE FILL OUT THE FIRST PART OF THE APPLICATION PRIOR TO REQUESTING A SHOWING. THANKS.
Tenant Screening Criteria
Credit Score: Minimum credit score 650+ or at landlords discretion upon review of all supporting documentation.
Monthly Income (before taxes): 3x rental amount
This property has the following pet and smoking policies:
● Pets are NOT allowed
● Smoking is NOT allowed anywhere on the property
Rental History Criteria:
At this property we require that the tenant have zero evictions on record.
The following items can be considered a deniable factor:
● More than 1 late rent payments on record in a 12-month period
● More than 1 noise complaints on record in a 12-month period
● Broken lease agreements with previous landlords
● Inaccuracy or falsification of the rental application
Income Requirement Criteria:
This property requires that the combined tenant’s gross income is a minimum of 3X the rent. If the applicant/s do not meet this standard rent to income criteria, this will result in denial of the rental property. The following items can be considered a deniable factor:
● Lack of proof of income
● Falsification of income
● Cannot meet income requirements
● Final recommendation will also be dependent on income, rental and employment history
Employment History Criteria:
This property requires 9 months of employment with the current employer or in the same line of work.
Possible exceptions to the employment criteria include the following:
● Retired or self-employed applicants will require most recent tax returns or three months of bank statements to verify income
● Military personnel will be required to provide L.E.S. for proof of employment
● Employment requirements will be waived for international students. An I20 will be required for verification
● Final recommendation will also be dependent on income, rental and employment history
Credit History Criteria:
Various factors from the credit report are used as screening criteria including the following:
● This property requires a 650 or above credit score.
● A bankruptcy discharge will result in the requirement of a co-signer or denial of rental property.
● Final recommendation will also be dependent on income, rental and employment history.
Deniable factors include:
● Unpaid rental collection or judgment(s), Unverifiable Social Security Number, Open Bankruptcy
● Judgements and/or liens in excess of $1,000.00
Public Records Criteria:
An eviction and criminal records search will be conducted as part of the screening process. Deniable factors dependent on results.
Cosigner Criteria:
This property requires that the cosigner doesn’t spend more than 20% of their gross monthly incomes on the rent.
The cosigner shouldn’t have any of the following:
● Active Liens, Judgments, Recently Filed Bankruptcies
Walk Score ®
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